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Housing Association Financial Resilience Playbook cover

Six essential steps to achieving financial resilience

The Housing Association Financial Resilience Playbook 2026 brings together practical frameworks, financial insights, and sector expertise to help housing leaders strengthen stability and resilience - from managing tightening margins and regulatory demands to building sustainable, well-maintained homes.

Download it here.

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Turning firefighting into futureproofing

Leadership under pressure

Balance financial control, compliance, and social mission when margins tighten.

Metrics that matter

Focus on the KPIs and risk benchmarks that drive stronger financial decisions.

From intent to impact

Connect governance, finance, and compliance into one live system of control.

Why resilience is non-negotiable

From surplus to deficit

39%

drop in pre-tax surpluses in FY24

EBITDA MRI Interest cover

<100%

The weakest debt position since 2009

Highest costs in 5 years

£8.8b

spent on repairs and maintenance

Stabilise funding and protect homes

Set strategic objectives and executive with focus and accountability