Leadership under pressure
Balance financial control, compliance, and social mission when margins tighten.
Six essential steps to achieving financial resilience
The Housing Association Financial Resilience Playbook 2026 brings together practical frameworks, financial insights, and sector expertise to help housing leaders strengthen stability and resilience - from managing tightening margins and regulatory demands to building sustainable, well-maintained homes.Download it here.
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Turning firefighting into futureproofing
Metrics that matter
Focus on the KPIs and risk benchmarks that drive stronger financial decisions.
From intent to impact
Connect governance, finance, and compliance into one live system of control.
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Why resilience is non-negotiable
From surplus to deficit
39%
drop in pre-tax surpluses in FY24
EBITDA MRI Interest cover
<100%
The weakest debt position since 2009
Highest costs in 5 years
£8.8b
spent on repairs and maintenance
Stabilise funding and protect homes
