Benefit from expert perspectives
Featuring expert contributions from 18 credit union leaders across England, Scotland, Northern Ireland and the Republic of Ireland, this is a must-read for anyone in the sector.
Through expert insights, industry data, and real-world strategies, this report explores six critical themes shaping the future of credit unions -- from risk and resilience, to sustainability, governance, and digital transformation.
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“We’re heading toward fewer, stronger institutions. Boards need to be willing to ask: are we still equipped to deliver what our members need?”
Frank Doherty
CEO, Pennyburn Credit Union
Featuring expert contributions from 18 credit union leaders across England, Scotland, Northern Ireland and the Republic of Ireland, this is a must-read for anyone in the sector.
This report explores six key focus areas for credit unions in the year ahead—from current challenges, to strategic opportunities and actionable solutions.
Forward-looking solutions and guidance to help credit unions shape their collaborative future in 2025 and beyond.
More than
60%
say operational risk is their single biggest challenge
82%
cite third-party failures as a top operational risk
Only
12%
feel strongly confident in their ability to manage it